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Ant Check Later extends consumer credit ranging from 500 yuan to 50,000 yuan based on customer risk assessment that is determined by big data analysis. Credit is also interest-free for up to 41 days.

Ap - Reuters - Xinhua

Another participant at the signing ceremony was Beijing Sanyuan Food Co Ltd, a leading dairy producer in northern China. So far there are 10 member companies cooperating with the center.

Another report released by the National Institution for Finance and Development in September said regulators should create rules for the consumer finance business conducted by different types of entities, with the adoption of unified standards to prevent unfair competition.

Another difficulty is funding. As of the end of last year, the village cooperative was 3.5 million yuan in debt.